17 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 17 Palm Dr, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,052 sqft · built 1985
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2026)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00161670-000000`

Property Details

APN / Parcel Number

Primary APN	`00161670-000000`
Alternative APNs	`08672700161670000000` `1207225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	75 ft deep x 35 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Florida Room
Porch Area	272 sqft
Deck Area	153 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1207225
Street Address	17 PALM DR
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	LT 8 BAY POINT TRAILER PARK SADDLEBUNCH KEYS PB3-57 OR34-284 OR525-116 OR525-115 OR1184-731 OR1776-1922R/S OR1966-31 OR3156-1957 OR3171-1347 OR3173-1892 OR3228-0492
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1039
Census Tract	971600

Owner

Source: Monroe County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 PALM DR, KEY WEST, FL 33040-6117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jun 1, 2023	Warranty Deed, Transfer · Commercial Mortgage EQUITY TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20262553194
Deed Book / Page	3393 / 1805
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 24, 2026
Property Address	17 PALM DR, KEY WEST, FL 33040-6117
Document Number	0002553194
Book / Page	3393 / 1805
Instrument Date	Jul 24, 2026
Instrument	20262553194
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CLOSING AGENT INC, CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PALM DR, KEY WEST, FL 33040-6117

Mortgage

Document Number	0002553195,
Date	Jul 24, 2026
Book Page	3393/1807
Instrument	20262553195

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 1, 2023
Property Address	17 PALM DR, KEY WEST, FL 33040-6117
Document Number	0032280492
Book / Page	3228 / 492
Map Reference	MB 3 PG 57
Instrument Date	Jun 1, 2023
Instrument	2420245
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	THE CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25245, SARASOTA, FL 34277-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BAY DR, KEY WEST, FL 33040-6115

Mortgage

Document Number	0032280496
Date	Jun 1, 2023
Book Page	3228/496
Instrument	2420246

Lender

Name	EQUITY TRUST COMPANY
Type	Non-Lending Institution
Address	SARASOTA, FL 34277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,020.00 (-8.87%)	$282,694 (-11.38%) Land $250,543 Building $32,151	$282,694 (-11.38%) Land $250,543 Building $32,151
2024	$3,314.00 (+5.01%)
2023	$3,156.00 (+66.54%)	$319,013 (+63.67%) Land $291,638 Building $27,375	$319,013 (+63.67%) Land $291,638 Building $27,375
2022	$1,895.00	$194,909 Land $166,366 Building $28,543	$194,909 Land $166,366 Building $28,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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