17 Otranto Ln, Columbia, SC 29209 Property Records

Richland County property record for 17 Otranto Ln, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,095 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$547,500 (Oct 2018)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16509-01-41`

Property Details

APN / Parcel Number

Primary APN	`16509-01-41`
Alternative APNs	`R16509-01-41` `01511563`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,095 sqft Heated Area
Gross Area	4,138 sqft
1st Floor Area	1,414 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01511563
Street Address	17 OTRANTO LN
City	COLUMBIA
State	SC
Zip	29209-0827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 171 82.7X79.1X80.8X117.8X188.1 #SU KINGS GRANT PHASE II NEIGHBORHOOD III
Legal Subdivision	KINGS GRANT
Legal Phase	2
Legal Lot Number	82,171
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1007
Census Tract	11603

Owner

17 Otranto Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 OTRANTO LN, COLUMBIA, SC 29209-0827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage RESOURCE FIN'L SVC
Oct 25, 2018	Grant Deed, Transfer · VA Mortgage RESOURCE FIN'L SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Deed Document Number	201878110
Deed Book / Page	2345 / 3238
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 OTRANTO LN, COLUMBIA, SC 29209-0827
Document Number	2487/3478
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 OTRANTO LN COLUMBIA SC 292090827, COLUMBIA, SC 29209-0827

Mortgage

Document Number	2487/3478
Date	May 12, 2020
Book Page	002487/003478
Instrument	20819

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 25, 2018
Property Address	17 OTRANTO LN, COLUMBIA, SC 29209-0827
Document Number	2345/3238
Book / Page	002345 / 003238
Instrument Date	Oct 22, 2018
Instrument	78110
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 OTRANTO LN COLUMBIA SC 292090827, COLUMBIA, SC 29209-0827

Mortgage

Document Number	2345/3241
Date	Oct 25, 2018
Book Page	002345/003241
Instrument	78111

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17 Otranto Ln was $4,504.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,504.00	$21,900	$788,040
2023	$3,837.00	$21,900	$547,500
2021	$4,100.00	$21,900	$547,500 Land $175,000 Building $372,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 Otranto Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	12 (1981–2015)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Otranto Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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