17 Nowell St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 17 Nowell St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,534 sqft · built 1896
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Nov 2021)
Tax Bill	$7,376 (2026)
Deeds & Mortgages	May 2021 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:008-F B:0007 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-F B:0007 L:0003`
Alternative APNs	`M:008=F B:0007 L:0003` `6520009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	814 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6520009
Street Address	17 NOWELL ST
City	SAUGUS
State	MA
Zip	01906-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	7
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208200

Owner

17 Nowell St is owned and occupied by two individuals who bought it in November 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 NOWELL ST, SAUGUS, MA 01906-1619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Oct 24, 2013 · Amount on File
Deed Book / Page	40477 / 444
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	17 NOWELL ST, SAUGUS, MA 01906-1619
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039889-193
Date	May 18, 2021
Book Page	39889/193
Instrument	20210518003390

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 12, 2021
Property Address	17 NOWELL ST, SAUGUS, MA 01906-1619
Document Number	040477-444
Book / Page	40477 / 444
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 NOWELL ST, SAUGUS, MA 01906-1619

Mortgage

Document Number	0040477446
Date	Nov 12, 2021
Instrument	40477/446

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	17 NOWELL ST, SAUGUS, MA 01906-1619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39302-537
Date	Dec 16, 2020
Book Page	39302/537
Instrument	20201216002150

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 17 Nowell St was $7,376, up 3.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,376.00 (+3.46%)	$707,900 (+6.05%) Land $385,000 Building $316,100	$793,212 (+14.35%)
2025	$7,129.00 (+4.38%)	$667,500 (+4.09%) Land $350,000 Building $317,500	$693,690
2024	$6,830.00 (+3.64%)	$641,300 (+9.57%) Land $330,000 Building $311,300
2023	$6,590.00	$585,300 Land $290,000 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Nowell St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Nowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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