17 North St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 17 North St, Schenectady, NY 12305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 1830
Lot Size	0.068 acres (2,990 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2023)
Tax Bill	$6,113 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`421500 39.55-1-62`

Property Details

APN / Parcel Number

Primary APN	`421500 39.55-1-62`
Alternative APN	`150003905500010620000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft
2nd Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	2,990 sqft (0.068 acres)
Lot Dimensions	115 ft deep x 26 ft wide
Porch	Porch
Porch Area	15 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 NORTH ST
City	SCHENECTADY
State	NY
Zip	12305-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 BRICK
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 ACORN AVE, CLIFTON PARK, NY 12065-5339
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Jul 26, 1995 · Amount on Record
Deed Document Number	202366306
Deed Book / Page	2120 / 80
Prior Transfer Date	Jul 18, 1995
Prior Transfer Doc	1465000124
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 22, 2023
Property Address	17 NORTH ST, SCHENECTADY, NY 12305-1309
Document Number	0000066306
Book / Page	2120 / 80
Instrument Date	Oct 19, 2023
Instrument	202366306
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 NORTH ST, SCHENECTADY, NY 12305-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ACORN AVE, CLIFTON PARK, NY 12065-5339

Mortgage

Document Number	0000066307
Date	Nov 22, 2023
Instrument	202366307

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	13.8%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,113.00 (-4.81%)
2025	$6,422.00 (+34.92%)	$120,800 (-) Land $18,100 Building $102,700	$200,033 (+30.82%) Land $29,972 Building $170,061
2023		$120,800 (-) Land $18,100 Building $102,700	$152,911 (+3.8%) Land $22,911 Building $130,000
2022		$120,800 Land $18,100 Building $102,700	$147,317 Land $22,073 Building $125,244
2021	$4,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20