Essex County and Topsfield Town property record for 17 Normandy Row, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,008 sqft · built 1965 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (May 2000) |
| Tax Bill | $11,790 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0024 B:0070 L |
| Primary APN | TOPS M:0024 B:0070 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 3,922 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 450 |
|---|---|
| Street Address | 17 NORMANDY ROW |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 70 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 214100 |
17 Normandy Row is owned and occupied by two individuals who bought it in May 2000.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 NORMANDY ROW, TOPSFIELD, MA 01983-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| May 24, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2000 · Amount on File |
| Deed Sale | May 24, 2000 · Amount on File |
| Deed Book / Page | 16357 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 17 NORMANDY ROW, TOPSFIELD, MA 01983-1306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042755-586 |
|---|---|
| Date | Jun 4, 2025 |
| Book Page | 42755/586 |
| Instrument | 20250604003110 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 17 NORMANDY ROW, TOPSFIELD, MA 01983-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041577-592 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 41577/592 |
| Instrument | 20230524000200 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2033 |
The 2025 property tax bill for 17 Normandy Row was $11,790, up 2% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,790.00 (+2.04%) | $786,500 (-) Land $368,500 Building $418,000 | $844,360 |
| 2024 | $11,554.00 (+10.69%) | $786,500 (+14.53%) Land $368,500 Building $418,000 | |
| 2023 | $10,438.00 | $686,700 Land $346,400 Building $340,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Normandy Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Normandy Row is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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