17 N Kern Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 17 N Kern Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1997
Lot Size	0.267 acres (11,625 sqft)
Owner	2 Individual Names on File
Last Sale	$105,415 (Nov 1997)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`801210A000`

Property Details

APN / Parcel Number

Primary APN	`801210A000`
Alternative APN	`4-0053-4372-14-0003.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,218 sqft
Basement Area	1,200 sqft
Finished Basement	240 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,625 sqft (0.267 acres)
Lot Dimensions	155 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	801210A000
Street Address	17 N KERN DR
City	O FALLON
State	MO
Zip	63366-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OFALLON HILLS BLK 14 LOT 3
Legal Subdivision	OFALLON HILLS
Legal Block	14
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1004
Census Tract	311907

Owner

17 N Kern Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 N KERN DR, O FALLON, MO 63366-3803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1997 · Amount on File
Deed Sale	Nov 6, 1997 · Amount on File
Deed Document Number	199763544
Deed Book / Page	1996 / 1661
Last Transfer Date	Aug 10, 2022
Transfer Doc	0000045000
Record Updated	Sep 20, 2026

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 12, 2022
Property Address	17 N KERN DR, O FALLON, MO 63366-3803
Document Number	0000045000
Map Reference	MB 6 PG 82
Instrument Date	Aug 10, 2022
Instrument	2022R-045000
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 N KERN DR, 17, O FALLON, MO 63366-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	17 N KERN DR, O FALLON, MO 63366-3803

Tax Assessment & Valuation

The 2025 property tax bill for 17 N Kern Dr was $3,077.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,055 (-)	$252,922 (-) Building $252,922
2025	$3,077.00	$48,055	$252,922
2023		$42,625
2022			$224,340 Land $40,000 Building $184,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 N Kern Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 N Kern Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20