17 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 17 Mountain Ave, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,208 sqft · built 1900
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Apr 2014)
Tax Bill	$15,072 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03212-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-03212-0000-00002`
Alternative APNs	`1800077000000032` `180321200002`

Interior

Stories	2 Stories
Building Area	3,208 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,494 sqft (0.195 acres)

Location & Zoning

Old Parcel Number	1800077000000032
Street Address	17 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND SITUATE UND LYING
Legal Block	3212
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	5
Census Block	5013
Census Tract	38000

Owner

Source: Union County and Summit City records · APN 18-03212-0000-00002

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 MOUNTAIN AVE, SUMMIT, NJ 07901-3441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 21, 2018	Deed of Trust, Mortgage · ARM PEAPACK GLADSTONE BANK
Sep 10, 2019	Deed of Trust, Mortgage · ARM PEAPACK GLADSTONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2014 · Amount on Record
Deed Sale	Apr 28, 2014 · Amount on Record
Prior Sale	Mar 16, 2011 · Amount on Record
Deed Document Number	2014250254
Deed Book / Page	6000 / 787
Prior Transfer Date	May 17, 1999
Prior Transfer Doc	0000066974
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 MOUNTAIN AVE, SUMMIT, NJ 07901-3441
Transaction Type	Mortgage
Record Updated	Apr 07, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MOUNTAIN AVE, SUMMIT, NJ 07901-3441

Mortgage

Document Number	0152912790
Date	Oct 19, 2022
Book Page	15291/2790
Instrument	44421

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 MOUNTAIN AVE, SUMMIT, NJ 07901-3441
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144912237
Date	Sep 21, 2018
Book Page	14491/2237
Instrument	663053

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 01, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 MOUNTAIN AVE, SUMMIT, NJ 07901-3441
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145932476
Date	Sep 10, 2019
Book Page	14593/2476
Instrument	678231

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,100 (-) Land $102,200 Building $234,900	$337,100 (-) Land $102,200 Building $234,900
2025	$15,072.00 (+2.64%)	$337,100 (-) Land $102,200 Building $234,900	$337,100 (-) Land $102,200 Building $234,900
2024	$14,684.00 (+1.71%)
2023		$337,100 Land $102,200 Building $234,900	$337,100 Land $102,200 Building $234,900
2022	$14,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390380005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 476 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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