17 Monish Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 17 Monish Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,964 sqft · built 2008
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2026)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18A 5 355`

Property Details

APN / Parcel Number

Primary APN	`18A 5 355`
Alternative APN	`6365`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	2,634 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,291 sqft (0.374 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6365
Street Address	17 MONISH DR
City	PALMYRA
State	VA
Zip	22963-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230000360 TUFTON-5 LOT 355 16,306 SF
Legal Subdivision	TUFTON
Legal Block	35
Legal Lot Number	355
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2016
Census Tract	20104

Owner

17 Monish Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Fluvanna County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 MONISH DR, PALMYRA, VA 22963-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Feb 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Document Number	20262501
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0000000360
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 14, 2026
Property Address	17 MONISH DR, PALMYRA, VA 22963-2909
Document Number	0000002501
Instrument Date	Aug 11, 2026
Instrument	20262501
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MONISH DR, PALMYRA, VA 22963-2909

Mortgage

Document Number	0000002502,
Date	Aug 14, 2026
Instrument	20262502

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Feb 10, 2023
Property Address	17 MONISH DR, PALMYRA, VA 22963-2909
Document Number	0230000360
Map Reference	DB 86 PG 402-405
Instrument Date	Feb 9, 2023
Instrument	230000360
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 MONISH DR, PALMYRA, VA 22963-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MONISH DR, PALMYRA, VA 22963-2909

Tax Assessment & Valuation

The 2025 property tax bill for 17 Monish Dr was $4,345.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,600 (-) Land $30,000 Building $545,600	$575,600 (-) Land $30,000 Building $545,600
2025	$4,345.00	$575,600 Land $30,000 Building $545,600	$575,600 Land $30,000 Building $545,600
2023		$436,100 Land $30,000 Building $406,100	$436,100 Land $30,000 Building $406,100
2022	$3,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Monish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Monish Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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