17 Mockingbird Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 17 Mockingbird Rd, Key Largo, FL 33037 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 2005
Lot Size	0.1 acres (4,336 sqft)
Owner	2 Individual Names on File
Last Sale	$727,000 (Aug 2022)
Tax Bill	$5,562 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`00532701-039600`

Property Details

APN / Parcel Number

Primary APN	`00532701-039600`
Alternative APNs	`01613900532701039600` `1655830`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,336 sqft (0.1 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	788 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1655830
Street Address	17 MOCKINGBIRD RD
City	KEY LARGO
State	FL
Zip	33037-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 14 LT 7 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR652-812 OR829-800 OR1040-121 OR1200-1141 OR1290-2391 OR1457-1329 OR1698-1918 OR2039-2245 OR2173-66 OR2223-2117 OR2264-454 OR2306-1201 OR2592-454 OR2619-620 OR2837-1526 OR3116-336 OR3148-
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	SEXTON COVES ESTATES
Legal Block	14
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2009
Census Tract	972700

Owner

Source: Monroe County records · APN 00532701-039600

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit OCEAN BANK
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIER PROCESSING LLC
Jun 12, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 02, 2017	Warranty Deed, Transfer · FHA Mortgage COLUMBUS CAP LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Feb 02, 2017 · Amount on Record
Deed Document Number	20222389416
Deed Book / Page	3191 / 1501
Transfer Doc	0031480601
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2026
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Document Number	0002540756
Book / Page	3377 / 1382
Instrument Date	Apr 17, 2026
Instrument	20262540756
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016

Mortgage

Document Number	0002540756,
Date	Apr 23, 2026
Book Page	3377/1382
Instrument	20262540756

Lender

Name	OCEAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 26, 2022
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Document Number	0031911501
Book / Page	3191 / 1501
Map Reference	MB 6 PG 30
Instrument Date	Aug 15, 2022
Instrument	2389416
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	FLORIDA TITLE PROS, FLORIDA TITLEPROS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,089.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 MOCKINGBIRD RD, 17, KEY LARGO, FL 33037-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016

Mortgage

Document Number	0031911503
Date	Aug 26, 2022
Instrument	3191/1503

Lender

Name	PREMIER PROCESSING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029692142
Date	Jun 12, 2019
Book Page	2969/2142
Instrument	2224493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 01, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030440280
Date	Sep 14, 2020
Book Page	3044/280
Instrument	2281640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	May 01, 2047

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jan 11, 2022
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Document Number	0031480601
Book / Page	3148 / 601
Map Reference	MB 6 PG 30
Instrument Date	Dec 05, 2021
Instrument	2356461
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016

Mortgage

Document Number	0003148604
Date	Jan 11, 2022
Instrument	3148/604

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Sep 01, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 02, 2017
Property Address	17 MOCKINGBIRD RD, KEY LARGO, FL 33037-3016
Document Number	0028371526
Book / Page	002837 / 001526
Instrument Date	Jan 30, 2017
Instrument	2109119
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	ELITE LAND TITLE COMPANY, ELITE LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 MOCKINGBIRD RD KEY LARGO FL 330373016, KEY LARGO, FL 33037-3016

Mortgage

Document Number	28371528
Date	Feb 02, 2017
Book Page	002837/001528
Instrument	2109120

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$633,965 (+1.65%) Land $211,900 Building $422,065	$633,965 (+1.65%) Land $211,900 Building $422,065
2024	$5,562.00 (+3.73%)
2023	$5,362.00 (+81.46%) Homeowner's exemption	$623,669 (+88.52%) Land $214,502 Building $409,167	$623,669 (+21.75%) Land $214,502 Building $409,167
2022	$2,955.00 Homeowner's exemption	$330,829	$512,254 Land $165,852 Building $346,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 433 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured 227 under condo master policies
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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