17 Merrill Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 17 Merrill Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,111 sqft · built 1923
Lot Size	0.122 acres (5,330 sqft)
Owner	2 Trust Names on File
Last Sale	$605,000 (May 2006)
Tax Bill	$12,839 (2026)
Deeds & Mortgages	Nov 2020 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20750-09`

Property Details

APN / Parcel Number

Primary APN	`20750-09`
Alternative APNs	`WATE M:0421 B:0018 L:0095` `6183`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
Gross Area	3,942 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,330 sqft (0.122 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6183
Street Address	17 MERRILL RD
City	WATERTOWN
State	MA
Zip	02472-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Subdivision	LOCK ESTATE
Legal Block	18
Legal Lot Number	95
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	4
Census Block	4003
Census Tract	370202

Owner

17 Merrill Rd is owner-occupied and held in a trust since June 2024.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17 MERRILL RD, WATERTOWN, MA 02472-1231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2006 · Amount on File
Deed Sale	May 9, 2006 · Amount on File
Prior Sale	Jun 1, 1998 · Amount on File
Deed Document Number	200683316
Last Transfer Date	Jun 4, 2024
Transfer Doc	082848-566
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	17 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76216-579
Date	Nov 20, 2020
Book Page	76216/579
Instrument	218468

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	17 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73634-393
Date	Nov 13, 2019
Book Page	73634/393
Instrument	176672

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	17 MERRILL RD, WATERTOWN, MA 02472-1231
Document Number	69509-491
Book / Page	069509 / 000491
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69509-491
Date	Jun 28, 2017
Book Page	069509/000491
Instrument	98757

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 17 Merrill Rd was $12,839, up 6.3% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,839.00 (+6.29%)	$1,052,400 (+1.76%) Land $599,200 Building $453,200	$1,073,975 (-)
2025	$12,079.00 (+6.87%)	$1,034,200 (+7.05%) Land $599,200 Building $435,000	$1,073,975 (-2.06%)
2024	$11,303.00 (-5.53%)	$966,100 (+9.65%) Land $574,000 Building $392,100	$1,096,585
2023	$11,965.00	$881,100 Land $538,100 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Merrill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Merrill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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