17 Lora Ln, Warne, NC 28909 Property Records

Clay County property record for 17 Lora Ln, Warne, NC 28909 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,508 sqft · built 2000
Lot Size	0.43 acres (18,731 sqft)
Owner	Trust Name on File
Last Sale	$87,000 (Nov 2020)
Tax Bill	$379 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543900615602`

Property Details

APN / Parcel Number

Primary APN	`543900615602`
Alternative APNs	`619041000` `621136000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,508 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Account Number	621136000
Street Address	17 LORA LN
City	WARNE
State	NC
Zip	28909-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 THE LAND OF OZ
Legal Subdivision	KIRK AUCTION
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1021
Census Tract	950201

Owner

Source: Clay County records · APN 543900615602

Assessment roll updated October 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	17 LORA LN, WARNE, NC 28909-7714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Intrafamily Transfer, Transfer
Nov 20, 2020	Warranty Deed, Transfer
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	20203050
Deed Book / Page	446 / 168
Last Transfer Date	Apr 11, 2022
Transfer Doc	000465/214
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jun 16, 2022
Property Address	17 LORA LN, WARNE, NC 28909-7714
Document Number	000465/214
Book / Page	465 / 214
Map Reference	CAB 2 SL 25
Instrument Date	Apr 11, 2022
Instrument	2022001609
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 LORA LN, 17, WARNE, NC 28909-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	17 LORA LN, WARNE, NC 28909-7714

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 20, 2020
Property Address	17 LORA LN, WARNE, NC 28909-7714
Document Number	446/168
Book / Page	446 / 168
Map Reference	CAB 2 SL 25
Instrument Date	Nov 19, 2020
Instrument	2020003050
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1660 HENDRIX RD, 1660, MURPHY, NC 28906-3664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LORA LN, WARNE, NC 28909-7714

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 27, 2017
Property Address	17 LORA LN, WARNE, NC 28909-7714
Document Number	408/212
Book / Page	408 / 212
Map Reference	CAB 2 SL 25
Instrument Date	Feb 27, 2017
Instrument	2017000432
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LORA LN, WARNE, NC 28909-7714

Mortgage

Document Number	2017000433
Date	Feb 27, 2017
Instrument	2017000433

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00	$59,500 (-) Land $16,100 Building $43,400	$59,500 (-) Land $16,100 Building $43,400
2023		$59,500 Land $16,100 Building $43,400	$59,500 Land $16,100 Building $43,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	About 1 in 410 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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