17 Locust Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 17 Locust Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1954
Lot Size	0.316 acres (13,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,900 (Aug 1999)
Tax Bill	$7,292 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00062-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00062-0000-00012`
Alternative APNs	`210006200012` `033760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,778 sqft (0.316 acres)
Lot Dimensions	112 ft deep x 123 ft wide
Patio Area	382 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	033760
Street Address	17 LOCUST RD
City	HOWELL
State	NJ
Zip	07731-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND-O-PINES
Legal Block	62
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3033
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 LOCUST RD, HOWELL, NJ 07731-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit AMBOY BANK
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMBOY BK
Nov 9, 2019	Deed of Trust, Mortgage · Line of Credit AMBOY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1999 · Amount on Record
Deed Sale	Aug 16, 1999 · Amount on Record
Prior Sale	Jul 8, 1994 · Amount on Record
Deed Book / Page	5850 / 172
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 LOCUST RD, HOWELL, NJ 07731-1412
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LOCUST RD, HOWELL, NJ 07731-1412

Mortgage

Document Number	0096173867
Date	Sep 28, 2022
Book Page	9617/3867
Instrument	2022098172

Lender

Name	AMBOY BANK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 LOCUST RD, HOWELL, NJ 07731-1412
Document Number	0000042310
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LOCUST RD HOWELL NJ 077311412, HOWELL, NJ 07731-1412

Mortgage

Document Number	0000042310
Date	Apr 23, 2020
Book Page	009409/002425
Instrument	42310

Lender

Name	AMBOY BK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Apr 22, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 LOCUST RD, HOWELL, NJ 07731-1412
Document Number	0000116619
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 LOCUST RD HOWELL NJ 077311412, HOWELL, NJ 07731-1412

Mortgage

Document Number	0000116619
Date	Dec 6, 2019
Book Page	009383/009121
Instrument	116619

Lender

Name	AMBOY BK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,800 (+0.26%) Land $305,700 Building $120,100	$425,800 (+0.26%) Land $305,700 Building $120,100
2025	$7,292.00 (+6%)	$424,700 (+23.17%) Land $305,700 Building $119,000	$424,700 (+23.17%) Land $305,700 Building $119,000
2024	$6,879.00 (+21.77%)
2023		$344,800 Land $230,700 Building $114,100	$344,800 Land $230,700 Building $114,100
2022	$5,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Locust Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures