17 Lighthouse Point Rd, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 17 Lighthouse Point Rd, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2,758 sqft · built 2018
Lot Size	0.024 acres (1,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (May 2022)
Tax Bill	$21,939 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19 00101-0000-00027-02-C502`

Property Details

APN / Parcel Number

Primary APN	`19 00101-0000-00027-02-C502`
Alternative APN	`19-00101-0000-00027-02-C0502`

Interior

Building Area	2,758 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	1,035 sqft (0.024 acres)

Location & Zoning

Old Parcel Number	190010100000002702C502
Street Address	17 LIGHTHOUSE POINT RD
City	HIGHLANDS
State	NJ
Zip	07732-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 2018 1ST YR PILOT
Legal Subdivision	HARBORSIDE/HUDSONS FERRY BLDG
Legal Block	101
Legal Lot Number	27.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1003
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 185, MAMARONECK, NY 10543-0185
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	202248607
Deed Book / Page	9593 / 4095
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 3, 2022
Property Address	17 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015
Document Number	0095934095
Book / Page	9593 / 4095
Instrument Date	Apr 25, 2022
Instrument	2022048607
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ABBEY LANE, DAYTON, NJ 08810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number	2022048608
Date	May 3, 2022
Instrument	2022048608

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 LIGHTHOUSE POINT RD # 502, 502, HIGHLANDS, NJ 07732-1015
Document Number	0000017104
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321015, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number	0000017104
Date	Feb 13, 2020
Book Page	009396/009821
Instrument	17104

Lender

Name	US BK
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 LIGHTHOUSE POINT RD # 502, 502, HIGHLANDS, NJ 07732-1015
Document Number	0000011498
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321015, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number	0000011498
Date	Jan 30, 2020
Book Page	009394/002157
Instrument	11498

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,410,300 (+9.92%) Land $978,800 Building $431,500	$1,410,300 (+9.92%) Land $978,800 Building $431,500
2025	$21,939.00 (+65.75%)	$1,283,000 (+111.02%) Land $797,500 Building $485,500	$1,283,000 (+111.02%) Land $797,500 Building $485,500
2024	$13,236.00 (+8.53%)
2023	$12,196.00 (+3.58%)	$608,000 Land $302,500 Building $305,500	$608,000 Land $302,500 Building $305,500
2022	$11,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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