17 Laurel Pl, Caldwell, NJ 07006 Property Records

Essex County and Fairfield Township property record for 17 Laurel Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,301 sqft · built 1951
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (May 2004)
Tax Bill	$7,067 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-00903-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`07-00903-0000-00008`
Alternative APNs	`070090300008` `00000207`

Interior

Stories	1 Story
Building Area	1,301 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Account Number	00000207
Street Address	17 LAUREL PL
City	FAIRFIELD
State	NJ
Zip	07004-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75X125
Legal Block	903
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3018
Census Tract	21601

Owner

17 Laurel Pl is owned and occupied by an individual who bought it in May 2004.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	17 LAUREL PL, FAIRFIELD, NJ 07004-3204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2004 · Amount on File
Deed Sale	May 26, 2004 · Amount on File
Prior Sale	Dec 2, 2003 · Amount on File
Deed Book / Page	6071 / 249
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	17 LAUREL PL, CALDWELL, NJ 07006
Document Number	0000010597
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LAUREL PL FAIRFIELD NJ 070043204, FAIRFIELD, NJ 07004-3204

Mortgage

Document Number	0000010597
Date	Jan 29, 2020
Instrument	10597

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate	3.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	17 LAUREL PL, CALDWELL, NJ 07006
Document Number	0000000469
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LAUREL PL FAIRFIELD NJ 070043204, FAIRFIELD, NJ 07004-3204

Mortgage

Document Number	0000000469
Date	Jan 3, 2020
Instrument	469

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 17 Laurel Pl was $7,067, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,600 (-) Land $197,600 Building $142,000	$339,600 (-) Land $197,600 Building $142,000
2025	$7,067.00 (-2.56%)	$339,600 Land $197,600 Building $142,000	$339,600 Land $197,600 Building $142,000
2024	$7,253.00
2023		$339,600 Land $197,600 Building $142,000	$339,600 Land $197,600 Building $142,000
2022	$6,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Laurel Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	424 (1979–2024)
Claims Outside the SFHA	14 of 424
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 129 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 45 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Laurel Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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