17 Lakeside Falls, Cullowhee, NC 28723 Property Records

Jackson County property record for 17 Lakeside Falls, Cullowhee, NC 28723

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Dec 2012)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Sep 2017 Construction Loan Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7564-53-0653`

Property Details

APN / Parcel Number

Primary APN	`7564-53-0653`
Alternative APN	`183201`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	17 LAKESIDE FLS
City	CULLOWHEE
State	NC
Zip	28723-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 17 KILLIAN PARK
Legal Subdivision	KILLIAN PARK
Legal Lot Number	17
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2006
Census Tract	950800

Owner

17 Lakeside Falls, residential vacant land, is owned by two individuals who acquired it in March 2017.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10811 PANICUM CT, NEW PORT RICHEY, FL 34655-4373
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Deed of Trust, Mortgage · Construction Mortgage IBERIABANK MORTGAGE CO
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA
Feb 8, 2019	Loan Modification, Mortgage IBERIABANK
May 5, 2017	Warranty Deed ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2012 · Amount on File
Deed Sale	Dec 10, 2012 · Amount on File
Deed Book / Page	1965 / 800
Last Transfer Date	Mar 30, 2017
Transfer Doc	0021880167
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	17 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021961844
Date	Sep 8, 2017
Book Page	2196/1844

Lender

Name	IBERIABANK MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 27, 2018

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 8, 2019
Property Address	17 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Document Number	0022450001
Book / Page	002245 / 000001
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10811 PANICUM CT TRINITY FL 346554373, TRINITY, FL 34655-4373

Mortgage

Document Number	22450005
Date	Aug 8, 2019
Book Page	002245/000005

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	17 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Document Number	0022321498
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3393 VALLEY CIR NW ATLANTA GA 303051114, ATLANTA, GA 30305-1114

Mortgage

Document Number	0022321498
Date	Mar 4, 2019
Book Page	002232/001498

Lender

Name	IBERIABANK
Type	Bank
Address	2970 PEACHTREE RD NW # 100, ATLANTA, GA 30305-2110

Agreement

Amount	Amount on Record

May 2017: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 5, 2017
Property Address	17 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Document Number	0021880167
Book / Page	002188 / 000167
Instrument Date	Mar 30, 2017
Record Updated	May 18, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$970.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 RUNNEMEDE RD NW ATLANTA GA 303273459, ATLANTA, GA 30327-3459

Tax Assessment & Valuation

The 2025 property tax bill for 17 Lakeside Falls was $1,330.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,000 Land $350,000
2025	$1,330.00
2023	$475.00	$125,000 Land $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 Lakeside Falls in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Lakeside Falls is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Skyrunner, T-Mobile.

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