17 Julia Ct, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 17 Julia Ct, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1982
Lot Size	0.433 acres (18,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2021)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:80 P:D63`

Property Details

APN / Parcel Number

Primary APN	`HARW M:80 P:D63`
Alternative APNs	`M:00080 B:D063 L:000` `12527`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,879 sqft (0.433 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12527
Street Address	17 JULIA CT
City	HARWICH
State	MA
Zip	02645-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4012
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 JULIA CT, HARWICH, MA 02645-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Dec 27, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Jan 11, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jul 30, 2013
Deed Document Number	202147
Deed Book / Page	33669 / 39
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	33669-39
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Recording Date	Jun 1, 2026
Property Address	17 JULIA CT, HARWICH, MA 02645-1712
Document Number	037655-325
Book / Page	37655 / 325
Instrument Date	May 26, 2026
Instrument	202621393
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JULIA CT, HARWICH, MA 02645-1712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021393,
Date	Jun 1, 2026
Book Page	37655/325
Instrument	202621393

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	17 JULIA CT, HARWICH, MA 02645-1712
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035561-166
Date	Dec 27, 2022
Book Page	35561/166
Instrument	63071

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2032

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jan 11, 2021
Property Address	17 JULIA CT, HARWICH, MA 02645-1712
Document Number	33669-39
Book / Page	33669 / 39
Instrument Date	Dec 21, 2020
Instrument	2147
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 JULIA CT, HARWICH, MA 02645-1712

Mortgage

Document Number	2148
Date	Jan 11, 2021
Instrument	2148

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (+7.83%)	$572,900 (+10.02%) Land $212,000 Building $360,900	$527,440
2024	$3,140.00 (+5.65%)	$520,700 (+16.33%) Land $200,000 Building $320,700
2023	$2,972.00	$447,600 Land $181,800 Building $265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

17 Julia Ct, Harwich, MA 02645 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Julia Ct

Nearby Streets

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