Gates County property record for 17 Joy Ln, Gates, NC 27937
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 2016 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,700 (Mar 2014) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-01402 |
| Primary APN | 04-01402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 51,401 sqft (1.18 acres) |
| Deck Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 28652 |
|---|---|
| Street Address | 17 JOY LN |
| City | GATES |
| State | NC |
| Zip | 27937-9680 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1 |
| Legal Description | EGGLESTON FARMS LOT 3K |
| Legal Lot Number | 3K |
| Jurisdiction | GATES NC |
| Township / Civil Division | HASLETT |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970200 |
17 Joy Ln, a residential property, is owned and occupied by an individual who bought it in March 2014.
Source: Gates County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 JOY LN, GATES, NC 27937-9680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on File |
| Deed Sale | Mar 27, 2014 · Amount on File |
| Deed Book / Page | 312 / 601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 17 JOY LN, GATES, NC 27937-9680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 331/589 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 331/589 |
| Instrument | 312227 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 17 Joy Ln was $1,697.
Source: Gates County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,141 (-) Land $41,330 Building $168,811 | $210,141 (-) Land $41,330 Building $168,811 | |
| 2025 | $1,697.00 | $210,141 Land $41,330 Building $168,811 | $210,141 Land $41,330 Building $168,811 |
| 2023 | $1,557.00 | $150,941 Land $34,575 Building $116,366 | $150,941 Land $34,575 Building $116,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Joy Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2010–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Joy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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