17 Jay St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 17 Jay St, Amsterdam, NY 12010

Property Summary

Property Type	Apartments (5+ Units)
Details	2,484 sqft · built 1970
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$5,250 (Nov 2016)
Tax Bill	$2,003 (2026)
Deeds & Mortgages	May 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`270100 56.37-2-9`

Property Details

APN / Parcel Number

Primary APN	`270100 56.37-2-9`
Alternative APNs	`010005603700020090000000` `0185150`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,484 sqft Gross Area
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Porch Area	732 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0185150
Street Address	17 JAY ST
City	AMSTERDAM
State	NY
Zip	12010-4751
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	RES L 40 X 120
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2001
Census Tract	70800

Owner

17 Jay St, a residential property, is owned by an individual who bought it in November 2016.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	17 JAY ST, 1R, AMSTERDAM, NY 12010-4751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2016 · Amount on File
Deed Sale	Nov 28, 2016 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Book / Page	2016 / 70399
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	2016070399
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	17 JAY ST, AMSTERDAM, NY 12010-4751
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000622
Date	May 4, 2023
Instrument	2023-1622

Lender

Name	MCT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 17 Jay St was $2,003, up 139.6% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,003.00 (+139.59%)
2025	$836.00	$40,000 Land $7,000 Building $33,000	$117,647 Land $20,588 Building $97,059
2023		$40,000 Land $7,000 Building $33,000	$93,023 Land $16,279 Building $76,744
2020	$727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30