17 Ida Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 17 Ida Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,981 sqft · built 1991
Lot Size	0.13 acres (5,665 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,888 (2025)
Deeds & Mortgages	May 2020 Loan Modification May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-58.3`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-58.3`
Alternative APNs	`308901501400020580030000` `01501400020580030000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	875 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,665 sqft (0.13 acres)
Lot Dimensions	267 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020580030000
Street Address	17 IDA LN
City	SCHENECTADY
State	NY
Zip	12303-4992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	BOSSI ESTS LOT 17
Legal Block	2
Legal Lot Number	58.003
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2010
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Loan Modification, Mortgage · Conventional Mortgage SEFCU
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jun 23, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI SEFCU
Jun 16, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Document Number	0000010560
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDA LN SCHENECTADY NY 123034992, SCHENECTADY, NY 12303-4992

Mortgage

Document Number	0000010560
Date	Jun 11, 2020
Instrument	10560

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Document Number	0000010559
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDA LN SCHENECTADY NY 123034992, SCHENECTADY, NY 12303-4992

Mortgage

Document Number	0000010559
Date	Jun 11, 2020
Instrument	10559

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Document Number	0000014419
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDA LN SCHENECTADY NY 123034992, SCHENECTADY, NY 12303-4992

Mortgage

Document Number	0000014419
Date	Jun 23, 2017
Instrument	14419

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ALBANY NY
Recording Date	Jun 23, 2017
Property Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Instrument Date	Jun 16, 2017
Instrument	14420
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDA LN SCHENECTADY NY 123034992, SCHENECTADY, NY 12303-4992

Mortgage

Document Number	0000014420
Date	Jun 23, 2017
Instrument	14420

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ALBANY NY
Property Address	17 IDA LN, SCHENECTADY, NY 12303-4992
Document Number	0000014420
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDA LN SCHENECTADY NY 123034992, SCHENECTADY, NY 12303-4992

Mortgage

Document Number	0000014420
Date	Jun 23, 2017
Instrument	14420

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,888.00 (+9.1%)	$310,900 (-) Land $57,900 Building $253,000	$414,533 (+13.33%) Land $77,200 Building $337,333
2023		$310,900 (-2.54%) Land $57,900 Building $253,000	$365,765 (+4.34%) Land $68,118 Building $297,647
2022		$319,000 Land $66,000 Building $253,000	$350,549 Land $72,527 Building $278,022
2021	$8,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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