Fluvanna County property record for 17 Horseback Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,261 sqft · built 1986 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,199 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 570 |
| Primary APN | 18A 3 570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,261 sqft Living Area |
| Gross Area | 7,003 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 2,261 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,017 sqft (0.735 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | 743 sqft |
| Patio Area | 743 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6662 |
|---|---|
| Street Address | 17 HORSEBACK LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 426-271 MONTPELIER-3 LOT 570 32,037 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 57 |
| Legal Lot Number | 570 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
Source: Fluvanna County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 17 HORSEBACK LN, PALMYRA, VA 22963-2106 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2026 |
| Transfer Doc | 0000000692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 9, 2026 |
| Property Address | 17 HORSEBACK LN, PALMYRA, VA 22963-2106 |
| Document Number | 0260000692 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 260000692 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 17 HORSEBACK LN, PALMYRA, VA 22963-2106 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953,560 (-) Land $218,000 Building $735,560 | $953,560 (-) Land $218,000 Building $735,560 | |
| 2025 | $7,199.00 (+0.67%) | $953,560 (+26.43%) Land $218,000 Building $735,560 | $953,560 (+26.43%) Land $218,000 Building $735,560 |
| 2024 | $7,151.00 (+12.35%) | ||
| 2023 | $754,200 Land $218,000 Building $536,200 | $754,200 Land $218,000 Building $536,200 | |
| 2022 | $6,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA.
5G and 4G LTE (outdoors only)
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