17 Holly Ter, Cambridge, MD 21613 Property Records

Dorchester County property record for 17 Holly Ter, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1997
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$324,900 (Oct 2022)
Tax Bill	$3,419 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-195419`

Property Details

APN / Parcel Number

Primary APN	`07-195419`
Alternative APNs	`7195419` `195419`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,682 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195419
Street Address	17 HOLLY TER
City	CAMBRIDGE
State	MD
Zip	21613-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 12,000 SQ. FT. 17 HOLLY TERRACE CAMBRIDGE
Legal Subdivision	LAND
Legal Block	C3
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4020
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2017	Deed, Transfer · FHA Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Book / Page	1773 / 285
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 17, 2022
Property Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301
Document Number	0017730285
Book / Page	1773 / 285
Map Reference	LB 42 FO 244
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$812.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301

Mortgage

Document Number	0001773295
Date	Oct 17, 2022
Instrument	1773-295

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	MICASA TITLE GROUP LLC, MICASA TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016460129
Date	Apr 28, 2021
Book Page	1646/129

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 26, 2017
Property Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301
Document Number	0013960434
Book / Page	1396 / 434
Instrument Date	Apr 12, 2017
Instrument	1396-434
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 HOLLY TER, CAMBRIDGE, MD 21613-1301

Mortgage

Document Number	1396440
Date	Apr 26, 2017
Instrument	1396-440

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,419.00 (+1.48%)	$294,133 (+23.07%)	$302,800 (+4.49%) Land $41,800 Building $261,000
2025	$3,369.00 (+24%)
2023	$2,717.00	$239,000	$289,800 Land $41,800 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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