17 Harding St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 17 Harding St, Biddeford, ME 04005

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2.5 ba · 4,194 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$839,000 (Dec 2025)
Tax Bill	$9,417 (2025)
Deeds & Mortgages	Dec 2025 Sale Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:28 L:109`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:28 L:109`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,194 sqft Living Area
Gross Area	6,606 sqft
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	17 HARDING ST
City	BIDDEFORD
State	ME
Zip	04005-3821
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R2
Legal Lot Number	109
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1002
Census Tract	25205

Owner

17 Harding St, a residential property, is owner-occupied and held in a trust since December 2025.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17 HARDING ST, BIDDEFORD, ME 04005-3821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer
Feb 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Deed Document Number	202545001
Deed Book / Page	19804 / 561
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 11, 2025
Property Address	17 HARDING ST, BIDDEFORD, ME 04005-3821
Document Number	0198040561
Book / Page	19804 / 561
Instrument Date	Dec 10, 2025
Instrument	2025045001
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	17 HARDING ST, BIDDEFORD, ME 04005-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174180001
Date	Feb 7, 2017
Book Page	17418/0001
Instrument	2017005304

Lender

Name	MERRIMACK MTG CO

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17 Harding St was $9,417, up 6.4% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,417.00 (+6.38%)	$630,300 (+1.25%) Land $210,900 Building $419,400
2024	$8,852.00 (+9.06%)	$622,500 (+0.61%) Land $210,900 Building $411,600
2023	$8,117.00 (+10.47%)	$618,700 (+38.16%) Land $207,100 Building $411,600
2022	$7,348.00	$447,800 Land $118,300 Building $329,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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