17 Harding Ave, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 17 Harding Ave, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,365 sqft · built 1952
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Nov 2022)
Tax Bill$3,824 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
APN41080000001570

Property Details

APN / Parcel Number

Primary APN41080000001570
Alternative APNs
  • ADAM M:1080 B:0000 L:01570
  • M:000108 P:000157

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,365 sqft Living Area
Gross Area1,820 sqft
1st Floor Area910 sqft
Basement Area910 sqft
Unfinished Basement910 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number41080000001570
Street Address17 HARDING AVE
CityADAMS
StateMA
Zip01220-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number1570
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group3
Census Block3042
Census Tract922200

Owner

17 Harding Ave is owned and occupied by an individual who bought it in November 2022.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address17 HARDING AVE, ADAMS, MA 01220-1442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2022 · Amount on File
Deed SaleNov 4, 2022 · Amount on File
Prior SaleDec 21, 2015 · Amount on File
Deed Book / Page1808 / 1097
Transfer Doc001584-109
Record UpdatedOct 29, 2026

November 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionADAMS MA
Recording DateNov 4, 2022
Property Address17 HARDING AVE, ADAMS, MA 01220-1442
Document Number01808-1097
Book / Page1808 / 1097
Instrument DateNov 4, 2022
Instrument7196
Transaction TypeTransfer
Record UpdatedNov 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 HARDING AVE, ADAMS, MA 01220-1442

Mortgage

Document Number0000007197
DateNov 4, 2022
Instrument7197
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.38%
Type Change DateDec 1, 2029
Max Rate At Change2.75%
Index3-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 17 Harding Ave was $3,824, up 6.1% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,824.00 (+6.1%)$224,800 (+9.39%) Land $54,000 Building $170,800$245,631
2024$3,604.00 (+25.44%)$205,500 (+32.67%) Land $50,700 Building $154,800
2023$2,873.00$154,900 Land $46,100 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 17 Harding Ave; there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (1994–2018)
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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