17 Grace Ln, Arden, NC 28704 Property Records

Buncombe County property record for 17 Grace Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2018
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692147-2020-202`

Property Details

APN / Parcel Number

Primary APN	`692147-2020-202`
Alternative APNs	`9644-85-4066-00000` `964412853082000` `002000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692147-2020-202
Street Address	17 GRACE LN
City	ARDEN
State	NC
Zip	28704-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1007
Census Tract	2203

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 GRACE LN, ARDEN, NC 28704-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Nov 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK
Jan 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2018
Transfer Doc	0057211758
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	17 GRACE LN, ARDEN, NC 28704-9443
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060171982
Date	Feb 9, 2021
Book Page	6017/1982

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 20, 2018
Property Address	17 GRACE LN, ARDEN, NC 28704-9443
Document Number	0057211758
Book / Page	5721 / 1758
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 638, ARDEN, NC 28704-0638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GRACE LN, ARDEN, NC 28704-9443

Mortgage

Document Number	57211761
Date	Nov 20, 2018
Instrument	5721/1761

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 22, 2018
Property Address	17 GRACE LN, ARDEN, NC 28704-9443
Document Number	0056301031
Book / Page	005630 / 001031
Instrument Date	Jan 19, 2018
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 638 ARDEN NC 287040638, ARDEN, NC 28704-0638

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+4.71%)	$265,500 (-) Land $36,700 Building $228,800	$265,500 (-) Land $36,700 Building $228,800
2024	$1,634.00 (+3.29%)
2023	$1,582.00	$265,500	$265,500 (-) Land $36,700 Building $228,800
2021			$265,500 Land $36,700 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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