17 Garfield St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 17 Garfield St, Amesbury, MA 01913

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 939 sqft · built 1981
Lot Size	0.779 acres (33,939 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Sep 2003)
Tax Bill	$4,179 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jan 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`AMES M:52 B:0089`

Property Details

APN / Parcel Number

Primary APN	`AMES M:52 B:0089`
Alternative APN	`34A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	939 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	449 sqft
Basement Area	423 sqft
Unfinished Basement	423 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,939 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	34A
Street Address	17 GARFIELD ST
City	AMESBURY
State	MA
Zip	01913-1403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Block	89
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	2
Census Block	2024
Census Tract	266200

Owner

17 Garfield St, a condominium, is owned and occupied by two individuals who bought it in September 2003.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 GARFIELD ST, AMESBURY, MA 01913-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2003 · Amount on File
Deed Sale	Sep 4, 2003 · Amount on File
Deed Book / Page	21690 / 173
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	17 GARFIELD ST, AMESBURY, MA 01913-1403
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040814-424
Date	Mar 25, 2022
Book Page	40814/424
Instrument	20220325001110

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	17 GARFIELD ST, AMESBURY, MA 01913-1403
Document Number	35622-269
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35622-269
Date	Jan 19, 2017
Book Page	035622/000269
Instrument	1701190267

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	17 GARFIELD ST, AMESBURY, MA 01913-1403
Document Number	35622-247
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35622-247
Date	Jan 19, 2017
Book Page	035622/000247
Instrument	1701190266

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 17 Garfield St was $4,179, up 6.6% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,179.00 (+6.61%)	$277,700 (+8.39%) Building $277,700	$300,655 (-28.64%)
2025	$3,920.00 (+9.65%)	$256,200 (+12.07%) Building $256,200	$421,325
2024	$3,575.00 (-3.01%)	$228,600 (+1.33%) Building $228,600
2023	$3,686.00	$225,600 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Garfield St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2006–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Garfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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