17 Gardner Ave, Milford, CT 06460 Property Records

Milford City property record for 17 Gardner Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$469,900 (Jun 2019)
Tax Bill	$10,965 (2024)
Deeds & Mortgages	Dec 2018 Construction Loan Dec 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`MILF M:27 B:455 L:9`

Property Details

APN / Parcel Number

Primary APN	`MILF M:27 B:455 L:9`
Alternative APNs	`M:00027 B:00455 L:000009` `MLFD M:27 B:455 L:9` `1737`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	850 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1737
Street Address	17 GARDNER AVE
City	MILFORD
State	CT
Zip	06460-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	FAIRWAYS AT HBR RDG
Legal Block	455
Legal Lot Number	9
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2004
Census Tract	150200

Owner

Source: Milford City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Construction Mortgage MILFORD BANK
Dec 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2018	Warranty Deed, Transfer UNKNOWN
Mar 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	20196390600002
Deed Book / Page	3824 / 550
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3805-717
Date	Dec 7, 2018
Book Page	3805/717
Instrument	6341130009

Lender

Name	MILFORD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3914-421
Date	Dec 16, 2020
Book Page	3914/421
Instrument	6573180015

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Jun 5, 2019
Property Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Document Number	3824-550
Book / Page	3824 / 550
Instrument Date	May 30, 2019
Instrument	6390600002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PROSPECT ST, MILFORD, CT 06460-4873

Mortgage

Document Number	6390610015
Date	Jun 5, 2019
Instrument	6390610015

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Nov 30, 2018
Property Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Document Number	3804-722
Book / Page	003804 / 000722
Instrument Date	Nov 28, 2018
Instrument	6338270002
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	850 E BROADWAY MILFORD CT 064606240, MILFORD, CT 06460-6240

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Mar 27, 2018
Property Address	17 GARDNER AVE, MILFORD, CT 06460-6220
Document Number	3773-171
Book / Page	003773 / 000171
Instrument Date	Mar 22, 2018
Instrument	589652
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 GARDNER AVE MILFORD CT 064606220, MILFORD, CT 06460-6220

Tax Assessment & Valuation

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,070 (-) Land $149,690 Building $221,380	$530,100 Land $213,843 Building $316,257
2024	$10,965.00 (+8.76%)
2023	$10,082.00	$371,070 Land $149,690 Building $221,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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