17 Front St, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 17 Front St, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,912 sqft · built 1989
Lot Size	0.267 acres (11,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2025)
Tax Bill	$5,136 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0016 B:0011 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0016 B:0011 L:000`
Alternative APN	`2488`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	3,311 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,640 sqft (0.267 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2488
Street Address	17 FRONT ST
City	OAK BLUFFS
State	MA
Zip	02557-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5012
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 FRONT ST, OAK BLUFFS, MA 02557-6908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Quit Claim Deed, Transfer · FHA Mortgage BAYCOAST MORTGAGE COMPANY
Jan 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	20252776
Deed Book / Page	1711 / 300
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	001711-300
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jun 17, 2025
Property Address	17 FRONT ST, OAK BLUFFS, MA 02557-6908
Document Number	001711-300
Book / Page	1711 / 300
Instrument Date	Jun 16, 2025
Instrument	2776
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 FRONT ST, OAK BLUFFS, MA 02557-6908

Mortgage

Document Number	0000002777
Date	Jun 17, 2025
Instrument	2777

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jan 28, 2022
Property Address	17 FRONT ST, OAK BLUFFS, MA 02557-6908
Document Number	001612-258
Book / Page	1612 / 258
Instrument Date	Sep 15, 2021
Instrument	499
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5079, VINEYARD HAVEN, MA 02568-0947

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	17 FRONT ST, OAK BLUFFS, MA 02557-6908
Document Number	1533-399
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 FRONT ST OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	1533-399
Date	Jun 29, 2020
Book Page	001533/000399
Instrument	3633

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,136.00 (+0.73%)	$1,017,100 (+4.32%) Land $487,900 Building $529,200	$1,298,489
2024	$5,099.00 (+1.11%)	$975,000 (+2.08%) Land $443,400 Building $531,600
2023	$5,043.00	$955,100 Land $430,800 Building $524,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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