17 Florence Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 17 Florence Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,205 sqft · built 1971
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2018)
Tax Bill	$9,671 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00359-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`32-00359-0000-00006`
Alternative APNs	`320035900006` `8525`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Upper Floors Area	940 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8525
Street Address	17 FLORENCE AVE
City	LEONARDO
State	NJ
Zip	07737-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	FLORENCE AVE
Legal Block	359
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2004
Census Tract	800400

Owner

17 Florence Ave is owned and occupied by an individual who bought it in June 2018.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	17 FLORENCE AVE, LEONARDO, NJ 07737-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Jun 20, 2018	Grant Deed, Transfer · Conventional with PMI SCHUYLER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Dec 31, 1997 · Amount on File
Deed Document Number	201860986
Deed Book / Page	9293 / 4725
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 FLORENCE AVE, LEONARDO, NJ 07737-1010
Document Number	0000084627
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	SINGLESOURCE PROPERTY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUNNY CT MARLBORO NJ 07746, MARLBORO, NJ 07746

Mortgage

Document Number	0000084627
Date	Aug 23, 2018
Book Page	009307/008234
Instrument	84627

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 20, 2018
Property Address	17 FLORENCE AVE, LEONARDO, NJ 07737-1010
Document Number	0000060986
Book / Page	009293 / 004725
Instrument Date	Jun 6, 2018
Instrument	60986
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 FLORENCE AVE LEONARDO NJ 077371010, LEONARDO, NJ 07737-1010

Mortgage

Document Number	60987
Date	Jun 20, 2018
Book Page	009293/004729
Instrument	60987

Lender

Name	SCHUYLER SVGS BK
Type	Federal Savings Bank
Address	KEARNY, NJ 07032

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 19, 2038

Mortgage

Document Number	141116,
Date	Jun 20, 2018
Book Page	000001/000001
Instrument	141116

Lender

Name	SCHUYLER SVGS BK
Type	Federal Savings Bank
Address	KEARNY, NJ 07032

Agreement

Amount	Amount on Record
Term	216 Months
Due	Jun 19, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 17 Florence Ave was $9,671, up 16% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,800 (+10.45%) Land $375,600 Building $286,200	$661,800 (+10.45%) Land $375,600 Building $286,200
2025	$9,671.00 (+15.96%)	$599,200 Land $315,600 Building $283,600	$599,200 Land $315,600 Building $283,600
2024	$8,340.00
2023		$486,300 Land $214,400 Building $271,900	$486,300 Land $214,400 Building $271,900
2022	$8,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Florence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Florence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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