Buncombe County property record for 17 Flat Creek Rd, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,197 sqft · built 2021 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0617-34-7552-00000 |
| Primary APN | 0617-34-7552-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| Gross Area | 3,087 sqft |
| 1st Floor Area | 2,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 890 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 17 FLAT CREEK RD |
|---|---|
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0212-0125 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BROAD RIVER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 3205 |
17 Flat Creek Rd is owned and occupied by two individuals who acquired it in December 2020.
Source: Buncombe County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 FLAT CREEK RD, FAIRVIEW, NC 28730-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0059991030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 17 FLAT CREEK RD, FAIRVIEW, NC 28730-9653 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060981349 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 6098/1349 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.9% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.99% |
The 2025 property tax bill for 17 Flat Creek Rd was $2,581, down 22.1% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581.00 (-22.12%) | $376,900 Land $7,800 Building $369,100 | $376,900 Land $7,800 Building $369,100 |
| 2024 | $3,314.00 (+3.08%) | ||
| 2023 | $3,215.00 | $505,300 | $505,300 Land $34,600 Building $470,700 |
| 2021 | $376,900 Land $7,800 Building $369,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Flat Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Flat Creek Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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