17 Finley Cir, Krum, TX 76249 Property Records

Denton County property record for 17 Finley Cir, Krum, TX 76249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1977
Lot Size	0.277 acres (12,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,700 (Aug 2019)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61002 96547`

Property Details

APN / Parcel Number

Primary APN	`R61002 96547`
Alternative APNs	`SK0003A-00000A-0000-0042-0000` `1035882` `R61002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,244 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,070 sqft (0.277 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	17 FINLEY CIR
City	KRUM
State	TX
Zip	76249-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE SEC 2 BLK A LOT 42
Legal Subdivision	NORTHRIDGE SEC 2
Legal Block	A
Legal Lot Number	42
Jurisdiction	DENTON TX
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1009
Census Tract	20208

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 FINLEY CIR, KRUM, TX 76249-5109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Construction Mortgage INTERNATIONAL BANK OF COMMERCE
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2019	Vendor's Lien, Transfer · Conventional Mortgage ACCESSBANK TEXAS
Jun 15, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	2019105359
Prior Transfer Date	Sep 2, 2014
Prior Transfer Doc	0000091360
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	17 FINLEY CIR, KRUM, TX 76249-5109
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146488
Date	Oct 14, 2022
Instrument	2022-146488

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	17 FINLEY CIR, KRUM, TX 76249-5109
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012114
Date	Jan 25, 2022
Instrument	2022-012114

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 26, 2019
Property Address	17 FINLEY CIR, KRUM, TX 76249-5109
Document Number	0000105359
Map Reference	CABB PG 206
Instrument Date	Aug 26, 2019
Instrument	2019-105359
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 FINLEY CIR, 17, KRUM, TX 76249-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 CEDAR CREEK LN APT 4014, 4014, DENTON, TX 76210-2350

Mortgage

Document Number	0000105360
Date	Aug 26, 2019
Instrument	2019-105360

Lender

Name	ACCESSBANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	17 FINLEY CIR, KRUM, TX 76249-5109
Document Number	0000077273
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 FINLEY CIR KRUM TX 762495109, KRUM, TX 76249-5109

Mortgage

Document Number	0000077273
Date	Jul 3, 2018
Instrument	77273

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krum City
Unified School District	Krum Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,036 (-11.71%) Land $83,646 Building $150,390	$234,036 (-11.71%) Land $83,646 Building $150,390
2025	$3,418.00 (-36.14%)
2023	$5,352.00 (+3.14%)	$265,082 Land $83,646 Building $181,436	$265,082 Land $83,646 Building $181,436
2022	$5,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KRUM serves 6,062 people · EPA ID TX0610007
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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