Kenton County property record for 17 Ferndale Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 900 sqft · built 1986 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Oct 2017) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-40-00-046.00 |
| Primary APN | 045-40-00-046.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 168 ft deep x 65 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 17 FERNDALE CT |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S LAKEWOOD HILLS PHASE B PT 1 LOT 46 |
| Legal Subdivision | SOUTH LAKEWOOD HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 FERNDALE CT, FT MITCHELL, KY 41017-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jan 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 17, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Prior Sale | Mar 1, 1999 · Amount on Record |
| Deed Document Number | 201710 16 059 00212 |
| Deed Book / Page | 4014 / 225 |
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0005900070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 17 FERNDALE CT, COVINGTON, KY 41017-9402 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0005900303 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | KCM 446/157 |
| Instrument | 23031305900303 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 17 FERNDALE CT, COVINGTON, KY 41017-9402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 17 FEUNDALE CT, COVINGTON, KY 41017-9402 |
| Document Number | 0005900040 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 224/990 |
| Instrument | 21060305900040 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Nov 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 13, 2022 |
| Property Address | 17 FERNDALE CT, COVINGTON, KY 41017-9402 |
| Document Number | 0005900070 |
| Book / Page | 142 / 454 |
| Map Reference | SL B-626 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 22011305900070 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FERNDALE CT, FORT MITCHELL, KY 41017-9402 |
| Document Number | 0005900071 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 326/264 |
| Instrument | 22011305900071 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 17, 2017 |
| Property Address | 17 FERNDALE CT, COVINGTON, KY 41017-9402 |
| Document Number | 0000000212 |
| Book / Page | 0I4014 / 000225 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 212 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FEMDALE CT COVINGTON KY 41017, COVINGTON, KY 41017 |
| Document Number | 214 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 0I4014/000228 |
| Instrument | 214 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,000 (+6.08%) Land $20,000 Building $172,000 | $192,000 (+6.08%) Land $20,000 Building $172,000 | |
| 2025 | $1,793.00 (-7.05%) | $181,000 (-) Land $15,000 Building $166,000 | $181,000 (-) Land $15,000 Building $166,000 |
| 2023 | $1,929.00 | $181,000 Land $15,000 Building $166,000 | $181,000 Land $15,000 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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