Orange County property record for 17 Encinitas Ct, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,037 sqft · built 1985 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,636 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer May 2021 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 622-082-08 |
| Primary APN | 622-082-08 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| 1st Floor Area | 1,037 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 2,800 sqft (0.064 acres) |
| Garage Area | 398 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 17 ENCINITAS CT |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12342 BLK LOT 40 |
| Legal Subdivision | TRACT NO 12342 |
| Legal Tract | 12342 |
| Legal Lot Number | 40 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 62649 |
17 Encinitas Ct is owned by a company that acquired it in November 2021 and is owner-occupied.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Intrafamily Transfer, Transfer |
| May 11, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jul 27, 2018 | Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2021 |
| Transfer Doc | 0000728943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000728943 |
| Map Reference | MB 537 PG 7-11 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021000728943 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FC TITLE, FNC TITLE |
| Name | Verified Name |
|---|---|
| Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000312561 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021000312561 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 885 Months |
| Due | Feb 6, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.5% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000068067 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020000068067 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Feb 6, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000068068 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 17 ENCINITAS CT LAGUNA BEACH CA 926514405, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000068068 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 68068 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Feb 18, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000274425 |
| Map Reference | MB537 PG7-11 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 2018000274425 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 17 ENCINITAS CT, LAGUNA BEACH, CA 92651-4405 |
| Document Number | 0000274426 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018000274426 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 17 Encinitas Ct was $4,636 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,344 (+2%) Land $242,392 Building $143,952 | |
| 2025 | $4,636.00 Homeowner's exemption | $378,769 Land $237,639 Building $141,130 |
| 2023 | $4,711.00 (+3.15%) Homeowner's exemption | $364,062 Land $228,412 Building $135,650 |
| 2022 | $4,567.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 17 Encinitas Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Encinitas Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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