17 Elm St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 17 Elm St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,924 sqft · built 1961
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2026)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10807-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-10807-0000-00016`
Alternative APN	`191080700016`

Interior

Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	17 ELM ST
City	STANHOPE
State	NJ
Zip	07874-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10807
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2000
Census Tract	374600

Owner

17 Elm St is owned and occupied by two individuals who bought it in September 2026.

Source: Sussex County and Stanhope Borough records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 ELM ST, STANHOPE, NJ 07874-2838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Deed Document Number	202616909
Deed Book / Page	10479 / 251
Prior Transfer Date	Jul 7, 1998
Prior Transfer Doc	0000018163
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 1, 2026
Property Address	17 ELM ST, STANHOPE, NJ 07874-2838
Document Number	0000016909
Book / Page	10479 / 251
Instrument Date	Aug 5, 2026
Instrument	202616909
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ELM ST, STANHOPE, NJ 07874-2838

Mortgage

Document Number	0000016910,
Date	Sep 1, 2026
Instrument	202616910

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 17 Elm St was $8,523, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,600 (+129.41%) Land $186,000 Building $233,600	$419,600 (+129.41%) Land $186,000 Building $233,600
2025	$8,523.00 (+3.23%)	$182,900 Land $74,200 Building $108,700	$182,900 Land $74,200 Building $108,700
2024	$8,256.00
2023		$182,900 Land $74,200 Building $108,700	$182,900 Land $74,200 Building $108,700
2022	$7,658.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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