Essex County and Saugus Town property record for 17 Elm St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,212 sqft · built 1950 |
| Lot Size | 0.317 acres (13,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $326,000 (Jun 2016) |
| Tax Bill | $6,124 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-F B:0016 L:0002 |
| Primary APN | SAUG M:011-F B:0016 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 3,045 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 1,212 sqft |
| Unfinished Basement | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,800 sqft (0.317 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2687008 |
|---|---|
| Street Address | 17 ELM ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 ELM ST, SAUGUS, MA 01906-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage HANSCOM FCU |
| Jul 5, 2019 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Mar 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Deed Document Number | 2016572766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 ELM ST, SAUGUS, MA 01906-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000581787 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 581787 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 ELM ST, SAUGUS, MA 01906-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000603360 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 603360 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 ELM ST, SAUGUS, MA 01906-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000622681 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 622681 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,124.00 (+4.7%) | $587,700 (+7.3%) Land $379,900 Building $207,800 | $607,041 (+14.89%) |
| 2025 | $5,849.00 (+2.61%) | $547,700 (+2.34%) Land $347,100 Building $200,600 | $528,390 |
| 2024 | $5,700.00 (+3.98%) | $535,200 (+9.92%) Land $337,700 Building $197,500 | |
| 2023 | $5,482.00 | $486,900 Land $295,500 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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