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17 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 17 Elm St, Peru, NY 12972

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 3,303 sqft · built 1829
Lot Size0.508 acres (22,148 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2014)
Tax Bill$6,495 (2026)
Deeds & MortgagesMar 2023 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN094000 280.1-8-60.1

Property Details

APN / Parcel Number

Primary APN094000 280.1-8-60.1
Alternative APN
  • 400028000100080600000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,303 sqft Total Area
1st Floor Area2,239 sqft
2nd Floor Area2,239 sqft

Exterior

Year BuiltBuilt 1829
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area22,148 sqft (0.508 acres)
Lot Dimensions180 ft deep x 122 ft wide
Garage TypeDetached
Garage Area858 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17 ELM ST
CityPERU
StateNY
Zip12972-2812
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block8
Legal Lot Number60.001
JurisdictionCLINTON NY
Township / Civil DivisionPERU
Census Block Group2
Census Block2007
Census Tract101901

Owner

17 Elm St, a duplex, is owned and occupied by an individual who bought it in August 2014.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address17 ELM ST, PERU, NY 12972-2812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECRETARY/THE US DEPT/HSNG & U

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2014 · Amount on File
Deed SaleAug 27, 2014 · Amount on File
Prior SaleFeb 16, 2011 · Amount on File
Deed Book / Page20142 / 66748
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address17 ELM ST, PERU, NY 12972-2812
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000330392
DateMar 15, 2023
Instrument20230-00330392
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term253 Months
DueApr 1, 2044

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address17 ELM ST, PERU, NY 12972-2812
Document Number0000310209
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 ELM ST PERU NY 129722812, PERU, NY 12972-2812

Mortgage

Document Number0000310209
DateSep 23, 2020
Instrument310209
Lender
NameSECRETARY/THE US DEPT/HSNG & U
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 22, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 17 Elm St was $6,495, up 167.4% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,495.00 (+167.39%)
2025$2,429.00$284,300 Land $19,700 Building $264,600$284,300 Land $19,700 Building $264,600
2023$288,300 Land $19,700 Building $268,600$288,300 Land $19,700 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WD
serves 2,700 people · EPA ID NY0900216
Water SourceSurface water
Last State InspectionMar 2026
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: SLICFiber, Westelcom Networks.

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