Derby City property record for 17 Elizabeth St, Derby, CT 06418
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 17,065 sqft · built 1926 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,065,000 (Jun 2026) |
| Tax Bill | $26,386 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:79 |
| Primary APN | DERB M:8 B:5 L:79 |
|---|---|
| Alternative APNs |
|
| Units | 15 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 17,065 sqft Total Area |
| Gross Area | 23,175 sqft |
| Basement Area | 6,110 sqft |
| Unfinished Basement | 6,110 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Septic |
| Account Number | 2957 |
|---|---|
| Street Address | 17 ELIZABETH ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1840 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CDD |
| Legal Block | 5 |
| Legal Lot Number | 79 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 120200 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20 IRVING ST, NEW HAVEN, CT 06511-4215 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit NEWTOWN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2003 · Amount on Record |
| Deed Document Number | 2026591 |
| Deed Book / Page | 970 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jun 2, 2026 |
| Property Address | 17 ELIZABETH ST, DERBY, CT 06418-1840 |
| Document Number | 000970-182 |
| Book / Page | 970 / 182 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026591 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 IRVING ST, NEW HAVEN, CT 06511-4215 |
| Date | Jun 2, 2026 |
|---|
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 17 ELIZABETH ST, DERBY, CT 06418-1840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 754-274 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 754/274 |
| Name | NEWTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,386.00 (+34.8%) | $686,420 (+51.49%) Land $54,180 Building $632,240 | |
| 2025 | $19,574.00 | $453,110 (-) Land $54,610 Building $398,500 | $647,300 Land $78,014 Building $569,286 |
| 2024 | $19,574.00 (+11.92%) | ||
| 2023 | $17,490.00 | $453,110 (-) Land $54,600 Building $398,510 | |
| 2022 | $17,490.00 | $453,110 Land $54,600 Building $398,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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