Middlesex County and Melrose City property record for 17 Echo St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,367 sqft · built 1950 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $788,000 (Oct 2023) |
| Tax Bill | $7,453 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0F5 P:0000011 |
| Primary APN | MELR M:0F5 P:0000011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 3,304 sqft |
| Basement Area | 1,046 sqft |
| Unfinished Basement | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,798 sqft (0.133 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 17 ECHO ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 336300 |
Source: Middlesex County and Melrose City records · APN MELR M:0F5 P:0000011
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage GENERAL MTG CAP CORP |
| Oct 26, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST WEST BANK |
| Jun 01, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 29, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Feb 06, 2020 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Dec 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Nov 17, 1980 · Amount on Record |
| Deed Document Number | 2023121799 |
| Deed Book / Page | 82138 / 386 |
| Prior Transfer Date | May 12, 2023 |
| Prior Transfer Doc | 081605-160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084815-509 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 84815/509 |
| Instrument | 132999 |
| Name | GENERAL MTG CAP CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Oct 26, 2023 |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Document Number | 082138-386 |
| Book / Page | 82138 / 386 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 121799 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Document Number | 0000121800 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 121800 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 01, 2033 |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jun 01, 2023 |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Document Number | 081605-160 |
| Book / Page | 81605 / 160 |
| Instrument Date | May 12, 2023 |
| Instrument | 57956 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69849-137 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 69849/137 |
| Instrument | 139010 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74096-83 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 74096/83 |
| Instrument | 18252 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Dec 26, 2019 |
| Property Address | 17 ECHO ST, MELROSE, MA 02176-5604 |
| Document Number | 73895-179 |
| Book / Page | 073895 / 000179 |
| Instrument Date | Dec 01, 2019 |
| Instrument | 6074 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 ECHO ST MELROSE MA 021765604, MELROSE, MA 02176-5604 |
Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,453.00 (+2.77%) | $752,800 (+3.08%) Land $476,700 Building $276,100 | $735,680 |
| 2024 | $7,252.00 (+1.3%) | $730,300 (+6.3%) Land $463,100 Building $267,200 | |
| 2023 | $7,159.00 | $687,000 Land $449,400 Building $237,600 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 520 / 116 |
May also be available: T-Mobile USA.
Based on FCC filings for 723 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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