Somerset County and Somerville Borough property record for 17 E Summit St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1920 |
| Square Footage | 1,678 sqft Living Area |
| Lot Size | 10,402 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2020) |
| Tax Bill | $11,939.00 (2025) |
| Primary APN | 18-00077-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,678 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame Construction |
| Lot Area | 10,402 sqft (0.239 acres) |
| Depth X Width | 208 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 17 E SUMMIT ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1914 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 77 |
| Legal Lot Number | 5 |
| Jurisdiction | SOMERSET NJ |
| Minor Civil Division | SOMERVILLE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 50100 |
Source: Somerset County and Somerville Borough records · APN 18-00077-0000-00005
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 E SUMMIT ST, SOMERVILLE, NJ 08876-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 26, 2020 | Deed, Transfer · Conventional Mortgage AFFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Deed Doc Number | 20208671 |
| Deed Book / Page | 7192 / 2729 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 17 E SUMMIT ST, SOMERVILLE, NJ 08876-1914 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000032667 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 7651/260 |
| Instrument | 2025032667 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 17 E SUMMIT ST, SOMERVILLE, NJ 08876-1914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020661 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 7519/367 |
| Instrument | 2023020661 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 17 E SUMMIT ST, SOMERVILLE, NJ 08876-1914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000057196 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 7385/2406 |
| Instrument | 2021057196 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 26, 2020 |
| Property Address | 17 E SUMMIT ST, SOMERVILLE, NJ 08876-1914 |
| Document Number | 0000008671 |
| Book / Page | 7192 / 2729 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2020008671 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 ROOSEVELT PL, 39, SOMERVILLE, NJ 08876-2009 |
| Name | Verified Name |
|---|---|
| Address | 190 W MAIN ST APT 208, 208, SOMERVILLE, NJ 08876-2237 |
| Document Number | 0000008672 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020008672 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 01, 2035 |
| Min Rate At Change | 2.25% |
| Index | Other |
| Max Rate | 8.75% |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,700 (-) Land $134,000 Building $158,700 | $292,700 (-) Land $134,000 Building $158,700 | |
| 2025 | $11,939.00 (+3.19%) | $292,700 (-) Land $134,000 Building $158,700 | $292,700 (-) Land $134,000 Building $158,700 |
| 2024 | $11,570.00 (+5.33%) | ||
| 2023 | $292,700 Land $134,000 Building $158,700 | $292,700 Land $134,000 Building $158,700 | |
| 2022 | $10,985.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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