17 E Ruth Ave, Unit 123, Phoenix, AZ 85020 Property Records

Maricopa County property record for 17 E Ruth Ave, Unit 123, Phoenix, AZ 85020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 788 sqft · built 1985
Lot Size	0.017 acres (732 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Nov 2020)
Tax Bill	$356 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`160-51-215`

Property Details

APN / Parcel Number

Primary APN	`160-51-215`
Alternative APN	`160512159`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	76 Units
Stories	1 Story
Building Area	788 sqft Living Area
1st Floor Area	788 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	732 sqft (0.017 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17 E RUTH AVE, 123
City	PHOENIX
State	AZ
Zip	85020-3170
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-H
Legal Description	EL TOVAR CONDOMINIUMS MCR 278-06
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	EL TOVAR CONDOMINIUMS
Legal Lot Number	123
Legal Unit	123
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	105300

Owner

17 E Ruth Ave, Unit 123 is owned and occupied by an individual who bought it in November 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17 E RUTH AVE, 123, PHOENIX, AZ 85020-3170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUWEST CU
Jan 4, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Jan 4, 2017 · Amount on File
Deed Document Number	20201096413
Prior Transfer Date	Sep 24, 2005
Prior Transfer Doc	0001571550
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2020
Property Address	17 E RUTH AVE UNIT 123, 123, PHOENIX, AZ 85020-3170
Document Number	0001096413
Map Reference	MB 278 PG 6
Instrument Date	Sep 27, 2020
Instrument	20201096413
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 E RUTH AVE # AVE123, 17, PHOENIX, AZ 85020-3169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 E RUTH AVE UNIT 123, 123, PHOENIX, AZ 85020-3170

Mortgage

Document Number	0001096414
Date	Nov 10, 2020
Instrument	20201096414

Lender

Name	TRUWEST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0001096415
Date	Nov 10, 2020
Instrument	20201096415

Lender

Name	TRUWEST CU
Type	Credit Union
Address	SCOTTSDALE, AZ 85271

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 9, 2025

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 4, 2017
Property Address	17 E RUTH AVE UNIT 123, 123, PHOENIX, AZ 85020-3170
Document Number	0000005526
Instrument Date	Dec 23, 2016
Instrument	5526
Transaction Type	Transfer
Record Updated	Jan 10, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 E RUTH AVE #123 PHOENIX AZ 850203170, 123, PHOENIX, AZ 85020-3170

Tax Assessment & Valuation

The 2025 property tax bill for 17 E Ruth Ave, Unit 123 was $356.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,350 (+379.99%)	$153,500 (+5.72%) Land $30,700 Building $122,800
2025	$356.00	$3,198 (-78.62%)	$145,200 (-2.94%) Land $29,000 Building $116,200
2024		$14,960	$149,600 Land $29,900 Building $119,700
2023	$336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 E Ruth Ave, Unit 123 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 E Ruth Ave, Unit 123 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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