17 E Circle Dr, #A, Key West, FL 33040 Property Records

Monroe County property record for 17 E Circle Dr, #A, Key West, FL 33040 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,296 sqft Living Area
Lot Size4,261 sqft (0.098 acres)
GarageCovered, 480 sqft
OccupancyOwner Occupied
Last Sale$570,000 (2019)
Tax Bill$4,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN00159910-000100
Alternative APN
  • 9104468

Interior

Full Baths2 Baths
Building Area1,296 sqft Living Area
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,261 sqft (0.098 acres)
Garage TypeCovered Garage
Garage Area480 sqft Garage
Porch Area216 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number9104468
Street Address17 E CIRCLE DR, A
CityKEY WEST
StateFL
Zip33040-6106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 1 PT LT 9 BAY POINT AMENDED PLAT PB3-75 SADDLEBUNCH KEY, (AKA LOT 9A) OR2992-1313DEC/COV OR3000-1629
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block1
Legal Lot Number9,9A
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1039
Census Tract971600

Owner

Source: Monroe County records · APN 00159910-000100

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17 E CIRCLE DR, A, KEY WEST, FL 33040-6106
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 26, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2019 · Amount on Record
Deed SaleDec 26, 2019 · Amount on Record
Deed Doc Number20192249547
Deed Book / Page3000 / 1629
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address17 E CIRCLE DR # A, A, KEY WEST, FL 33040-6106
Transaction TypeMortgage
Record UpdatedJan 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 E CIR DR A, A, KEY WEST, FL 33040-6106

Mortgage

Document Number0030912480
DateApr 23, 2021
Book Page3091/2480
Instrument2315869
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address17 E CIRCLE DR # A, A, KEY WEST, FL 33040-6106
Transaction TypeMortgage
Record UpdatedJan 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 E CIRCLE DR A, A, KEY WEST, FL 33040-6106

Mortgage

Document Number0031951307
DateSep 26, 2022
Book Page3195/1307
Instrument2392615
Lender
NameFIRST HORIZON BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,872.00 (+5.64%) Homeowner's exemption$538,949 (+6.23%)$790,840 (-16.14%) Land $501,094 Building $289,746
2024$4,612.00 (+0.2%)
2023$4,603.00 (+2.77%) Homeowner's exemption$507,347 (+3%)$943,043 (+42.44%) Land $674,942 Building $268,101
2022$4,479.00 Homeowner's exemption$492,570$662,060 Land $391,160 Building $270,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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