Northampton County property record for 17 E Bay Dr, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,255 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Sep 2020) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | Aug 2025 Transfer Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 83A1-12-173 |
| Primary APN | 83A1-12-173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,255 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Deck Area | 1,434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10000539 |
|---|---|
| Street Address | 17 E BAY DR |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 KINGS BAY PHASE IV LOT 173 KINGS BAY PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 173 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 930301 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 799 BISHOPSGATE LN, VIRGINIA BEACH, VA 23452-6190 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Transfer on Death Deed, Transfer |
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEWTOWNE MORTGAGE |
| Jan 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage TIAA-CRED TRUST COMPANY FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Jan 12, 2017 · Amount on Record |
| Deed Document Number | 0200001609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 28, 2025 |
| Property Address | 17 E BAY DR, CAPE CHARLES, VA 23310-2778 |
| Document Number | 0250001436 |
| Map Reference | MB 31 PG 49-52 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 250001436 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 799 BISHOPSGATE LN, VIRGINIA BEACH, VA 23452-6190 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 1, 2020 |
| Property Address | 17 E BAY DR, CAPE CHARLES, VA 23310-2778 |
| Document Number | 0200001609 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 200001609 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 799 BISHOPSGATE LN, VIRGINIA BEACH, VA 23452-6190 |
| Document Number | 0200001610 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 200001610 |
| Name | NEWTOWNE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 12, 2017 |
| Property Address | 17 E BAY DR, CAPE CHARLES, VA 23310-2778 |
| Document Number | 0170000060 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 170000060 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ASPETUCK AVE, NEW MILFORD, CT 06776-2825 |
| Document Number | 0170000061 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 170000061 |
| Name | TIAA-CRED TRUST COMPANY FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,123.00 (+2.93%) | $726,700 (-) Land $87,400 Building $639,300 | |
| 2024 | $4,977.00 (+34.99%) | $726,700 (+49.77%) Land $87,400 Building $639,300 | $726,700 (+49.77%) Land $87,400 Building $639,300 |
| 2023 | $3,687.00 | $485,200 Land $72,400 Building $412,800 | $485,200 Land $72,400 Building $412,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
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