17 Dinis Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 17 Dinis Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,656 sqft · built 2000
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,442 (2026)
Deeds & Mortgages	Feb 2023 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:031-04775 B:127F L:0`

Property Details

APN / Parcel Number

Primary APN	`M:031-04775 B:127F L:0`
Alternative APNs	`LUDL M:31 B:4775 P:127F` `2621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	8,252 sqft
Basement Area	2,125 sqft
Unfinished Basement	2,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2621
Street Address	17 DINIS AVE
City	LUDLOW
State	MA
Zip	01056-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4775
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3029
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 DINIS AVE, LUDLOW, MA 01056-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · ARM FREEDOM CU
May 22, 2019	Deed of Trust, Mortgage · Line of Credit FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	17 DINIS AVE, LUDLOW, MA 01056-1519
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024903-224
Date	Feb 8, 2023
Book Page	24903/224
Instrument	6275

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2028
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	17 DINIS AVE, LUDLOW, MA 01056-1519
Document Number	22704-118
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 DINIS AVE LUDLOW MA 010561519, LUDLOW, MA 01056-1519

Mortgage

Document Number	22704-118
Date	Jun 12, 2019
Book Page	022704/000118
Instrument	30881

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,442.00 (-2.22%)	$652,200 (+5.96%) Land $129,000 Building $523,200	$617,495 (-23.21%)
2025	$10,679.00 (+10.27%)	$615,500 (+14.98%) Land $117,300 Building $498,200	$804,175 (+16.13%)
2024	$9,684.00 (+3.11%)	$535,300 (+11.2%) Land $117,300 Building $418,000	$692,455
2023	$9,392.00	$481,400 Land $103,000 Building $378,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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