17 Cutter Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 17 Cutter Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1962
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$293,550 (Feb 2016)
Tax Bill	$9,317 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00038-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`37-00038-0000-00009`
Alternative APN	`370003800009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	288 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	17 CUTTER DR
City	OCEAN
State	NJ
Zip	07712-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	BLK 000H NIT 1A
Legal Subdivision	INDIAN SPG FARM SEC 2
Legal Block	38
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2014
Census Tract	806503

Owner

17 Cutter Dr is owned and occupied by two individuals who bought it in February 2016.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 CUTTER DR, OCEAN, NJ 07712-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Deed Document Number	201614137
Deed Book / Page	9152 / 7070
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	17 CUTTER DR, OCEAN, NJ 07712-3225
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094900201
Date	Mar 13, 2021
Book Page	9490/201
Instrument	2021039229

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 17 Cutter Dr was $9,317, up 12.6% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,100 (+6.9%) Land $472,000 Building $264,100	$736,100 (+6.9%) Land $472,000 Building $264,100
2025	$9,317.00 (+12.59%)	$688,600 Land $472,000 Building $216,600	$688,600 Land $472,000 Building $216,600
2024	$8,275.00
2023		$574,900 Land $386,000 Building $188,900	$574,900 Land $386,000 Building $188,900
2022	$8,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Cutter Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Cutter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20