17 Cummings Ave, Elma, WA 98541 Property Records

Grays Harbor County property record for 17 Cummings Ave, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1910
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Jul 2011)
Tax Bill	$1,706 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`772000201000`

Property Details

APN / Parcel Number

Primary APN	`772000201000`

Interior

Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	17 CUMMINGS AVE
City	ELMA
State	WA
Zip	98541-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G1
Legal Description	MALONE SELY 6 OF LOT 9; LOTS 10 & 11 BLK 2
Legal Range	16
Legal Township	05
Legal Section	17
Legal Subdivision	MALONE
Legal Block	2
Legal Lot Number	9-11
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	MALONE-PORTER
Census Block Group	3
Census Block	3118
Census Tract	700

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 920, MALONE, WA 98559-0920
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2011 · Amount on File
Deed Sale	Jul 1, 2011 · Amount on File
Prior Sale	Oct 29, 2010 · Amount on File
Deed Document Number	201128
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	17 CUMMINGS AVE, ELMA, WA 98541-9247
Document Number	0012010105
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CUMMINGS AVE ELMA WA 985419247, ELMA, WA 98541-9247

Mortgage

Document Number	0012010105
Date	Dec 1, 2020
Instrument	12010105

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,706.00 (-4%)
2025		$187,985 (-) Land $35,000 Building $152,985	$187,985 (-) Land $35,000 Building $152,985
2024	$1,777.00 (+4.65%)	$187,985 (-) Land $35,000 Building $152,985	$187,985 (-) Land $35,000 Building $152,985
2023	$1,698.00
2022		$187,985 Land $35,000 Building $152,985	$187,985 Land $35,000 Building $152,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1981–2015)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE private · serves 181 people · EPA ID WA5350600
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35