17 Cross Rd, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 17 Cross Rd, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,414 sqft · built 1955
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2018)
Tax Bill	$5,567 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1620990000200000`

Property Details

APN / Parcel Number

Primary APN	`1620990000200000`
Alternative APNs	`LUNE M:099.0 B:0002 L:0000.0` `M:00083 L:00004 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1620990000200000
Street Address	17 CROSS RD
City	LUNENBURG
State	MA
Zip	01462-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	2
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2028
Census Tract	712101

Owner

17 Cross Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 CROSS RD, LUNENBURG, MA 01462-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Quit Claim Deed, Transfer · FHA Mortgage USAA
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Book / Page	9036 / 6
Transfer Doc	00009036-6
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Mar 16, 2018
Property Address	17 CROSS RD, LUNENBURG, MA 01462-2001
Document Number	9036-6
Book / Page	009036 / 000006
Instrument Date	Mar 16, 2018
Instrument	4106
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 CROSS RD LUNENBURG MA 014622001, LUNENBURG, MA 01462-2001

Mortgage

Document Number	9036-8
Date	Mar 16, 2018
Book Page	009036/000008
Instrument	4107

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Jul 25, 2017
Property Address	17 CROSS RD, LUNENBURG, MA 01462-2001
Document Number	8869-44
Book / Page	008869 / 000044
Instrument Date	Jul 24, 2017
Instrument	12838
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	243 WHITNEY ST LEOMINSTER MA 014533222, LEOMINSTER, MA 01453-3222

Tax Assessment & Valuation

The 2026 property tax bill for 17 Cross Rd was $5,567, up 5.1% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,567.00 (+5.14%)	$386,900 (+4.94%) Land $123,000 Building $263,900	$434,690 (-12.91%)
2025	$5,295.00 (+5.02%)	$368,700 (+3.1%) Land $120,600 Building $248,100	$499,130 (+1.88%)
2024	$5,042.00 (+0.16%)	$357,600 (+3.86%) Land $113,700 Building $243,900	$489,915
2023	$5,034.00	$344,300 Land $103,400 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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