17 Cottage St, Putnam, CT 06260 Property Records

Putnam Town property record for 17 Cottage St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,871 sqft · built 1929
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Dec 2009)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:005 B:025 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:005 B:025 L:00`
Alternative APNs	`PUTN M:006 L:008 U:000` `202`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	1,404 sqft
Basement Area	994 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202
Street Address	17 COTTAGE ST
City	PUTNAM
State	CT
Zip	06260-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	8
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	3
Census Block	3000
Census Tract	903101

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 COTTAGE ST, PUTNAM, CT 06260-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
May 2, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2009 · Amount on Record
Deed Sale	Dec 21, 2009 · Amount on Record
Prior Sale	May 21, 1998 · Amount on Record
Deed Book / Page	652 / 46
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	17 COTTAGE ST, PUTNAM, CT 06260-1001
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	844-200
Date	Sep 7, 2021
Book Page	844/200
Instrument	1747

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	17 COTTAGE ST, PUTNAM, CT 06260-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	836-1156
Date	Dec 7, 2020
Book Page	836/1156
Instrument	2189

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	17 COTTAGE ST, PUTNAM, CT 06260-1001
Document Number	820-751
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 COTTAGE ST PUTNAM CT 062601001, PUTNAM, CT 06260-1001

Mortgage

Document Number	820-751
Date	May 15, 2018
Book Page	000820/000751
Instrument	579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,791.00	$189,000 (+31.07%) Land $30,900 Building $158,100	$132,300 Land $21,630 Building $110,670
2024	$4,791.00 (+4.52%)
2023	$4,584.00 (+3.59%)	$144,200 (-) Land $24,800 Building $119,400
2022	$4,425.00	$144,200 Land $24,800 Building $119,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Frontier, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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