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17 Cottage Row, Miramar Beach, FL 32550 Property Records

Walton County property record for 17 Cottage Row, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,977 sqft · built 2005
Lot Size0.026 acres (1,125 sqft)
Owner2 Company Names on Record
Last Sale$389,000 (Sep 2009)
Tax Bill$6,407 (2025)
Deeds & MortgagesAug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN30-2S-21-42796-000-0210

Property Details

APN / Parcel Number

Primary APN30-2S-21-42796-000-0210
Alternative APNs
  • 30-221-42796-000-0210
  • 1068655

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,977 sqft Living Area
Gross Area2,256 sqft
1st Floor Area1,037 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area1,125 sqft (0.026 acres)
Lot Dimensions45 ft deep x 25 ft wide
PorchFinished/Open Porch
Porch Area279 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address17 COTTAGE ROW
CityMIRAMAR BEACH
StateFL
Zip32550-8274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 COTTAGE RETREAT PB 16-22 OR 2663-3783 OR 2826-4165 OR 3300-1808
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionCOTTAGE RETREAT
Legal Block2
Legal Lot Number21
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2012
Census Tract950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2720 KIPLING DR, SPRINGFIELD, IL 62711-6234
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2009 · Amount on Record
Deed SaleSep 30, 2009 · Amount on Record
Prior SaleApr 12, 2005 · Amount on Record
Deed Document Number20091094384
Deed Book / Page2826 / 4165
Last Transfer DateAug 17, 2023
Transfer Doc0033001808
Record UpdatedJun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateAug 30, 2023
Property Address17 COTTAGE ROW, MIRAMAR BEACH, FL 32550-8274
Document Number0033001808
Book / Page3300 / 1808
Map ReferenceMB 16 PG 22
Instrument DateAug 17, 2023
Instrument20230031148
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2720 KIPLING DR, SPRINGFIELD, IL 62711-6234

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2720 KIPLING DR, SPRINGFIELD, IL 62711-6234

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,407.00 (+8.48%)$747,078 (+8.19%) Land $105,671 Building $641,407$747,078 (+8.19%) Land $105,671 Building $641,407
2024$5,906.00 (+4.83%)
2023$5,634.00 (+6.99%)$690,529 (+8.55%) Land $105,671 Building $584,858$690,529 (+8.55%) Land $105,671 Building $584,858
2022$5,266.00$636,156 Land $117,295 Building $518,861$636,156 Land $117,295 Building $518,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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