17 Colliery Dr, Thurmont, MD 21788 Property Records

Frederick County property record for 17 Colliery Dr, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,592 sqft · built 1991
Lot Size0.242 acres (10,537 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (May 2026)
Tax Bill$4,480 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-349646

Property Details

APN / Parcel Number

Primary APN15-349646
Alternative APN
  • 349646

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area2,984 sqft
1st Floor Area1,062 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,537 sqft (0.242 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area78 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number349646
Street Address17 COLLIERY DR
CityTHURMONT
StateMD
Zip21788-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 228 SEC 2 10537 SQ FT GATEWAY
Legal SubdivisionGATEWAY SEC II
Legal Lot Number228
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2005
Census Tract753001

Owner

Source: Frederick County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 COLLIERY DR, THURMONT, MD 21788-3103
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Special Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE
Dec 27, 2022Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleDec 27, 2022 · Amount on Record
Deed Book / Page17881 / 498
Prior Transfer DateJul 27, 2011
Prior Transfer Doc0084770001
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateMay 28, 2026
Property Address17 COLLIERY DR, THURMONT, MD 21788-3103
Document Number1788000498
Book / Page17881 / 498
Instrument DateMay 8, 2026
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyKEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$464,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 COLLIERY DR, THURMONT, MD 21788-3103

Mortgage

Document Number1788000506,
DateMay 28, 2026
Book Page17881/506
Lender
NameALCOVA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 27, 2022
Property Address17 COLLIERY DR, THURMONT, MD 21788-3103
Document Number0162730465
Book / Page16273 / 465
Map ReferenceMB 40 PL 143
Instrument DateDec 23, 2022
Transaction TypeTransfer
Record UpdatedJan 6, 2023
Title CompanyNOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 COLLIERY DR, THURMONT, MD 21788-3103

Mortgage

Document Number0016273472
DateDec 27, 2022
Instrument16273/472
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,480.00 (+5.02%) Homeowner's exemption$366,100 (+38.83%)$417,300 (+58.25%) Land $56,300 Building $361,000
2024$4,266.00 (+6.04%)
2023$4,023.00 Homeowner's exemption$263,700 Land $56,300 Building $207,400$263,700 Land $56,300 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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