Worcester County and Sterling Town property record for 17 Cole Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,550 sqft · built 2002 |
| Lot Size | 3.97 acres (172,933 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,876 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00009 L:00015 |
| Primary APN | STER M:00009 L:00015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 4,567 sqft |
| Basement Area | 1,034 sqft |
| Unfinished Basement | 1,034 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 172,933 sqft (3.97 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 17 COLE RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 15 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 719100 |
17 Cole Rd is owner-occupied and held in a trust since March 2026.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 20, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FBC MORTGAGE LLC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FBC MORTGAGE LLC |
| Apr 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FBC MORTGAGE LLC |
| Mar 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2026 |
| Transfer Doc | 011177-367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Mar 17, 2026 |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Document Number | 0073324-44 |
| Book / Page | 73324 / 44 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20226 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Mar 20, 2026 |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Document Number | 011177-367 |
| Book / Page | 11177 / 367 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 3465 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 COLE RD, LEOMINSTER, MA 01453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 064701-288 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 64701/288 |
| Instrument | 36752 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61031-273 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 61031/273 |
| Instrument | 93040 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62202-196 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 62202/196 |
| Instrument | 37173 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Mar 26, 2019 |
| Property Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Document Number | 60189-252 |
| Book / Page | 60189 / 252 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 25837 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 COLE RD, STERLING, MA 01564-2236 |
| Document Number | 60189-257 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 60189/257 |
| Instrument | 25838 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 17 Cole Rd was $9,876, up 3% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,876.00 (+3.04%) | $786,900 (+5.74%) Land $227,000 Building $559,900 | $819,850 (-) |
| 2025 | $9,585.00 (+2.26%) | $744,200 (+5.68%) Land $193,700 Building $550,500 | $819,850 (+1.22%) |
| 2024 | $9,373.00 (+6.09%) | $704,200 (+13.99%) Land $187,600 Building $516,600 | $809,970 |
| 2023 | $8,835.00 | $617,800 Land $179,500 Building $438,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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