17 Clay St, Erlanger, KY 41018 Property Records

Kenton County property record for 17 Clay St, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1939
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Dec 2022)
Tax Bill$1,772 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Dec 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN015-20-24-006.00

Property Details

APN / Parcel Number

Primary APN015-20-24-006.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area858 sqft Finished Area
Gross Area1,388 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address17 CLAY ST
CityERLANGER
StateKY
Zip41018-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERLANGER PROPER LOT 34
Legal SubdivisionERLANGER PROPER
Legal Lot Number34
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2030
Census Tract64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Erlanger Proper Subdivision Historic District
listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6455 CANAL TRCE, BURLINGTON, KY 41005-6413
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Line of Credit
DOMINION FINANCIAL SERVICES LLC A MARYLA
Dec 16, 2022Warranty Deed, Transfer · Line of Credit
17 CLAY ST PERSONAL PROPERTY TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleOct 1, 2009 · Amount on Record
Deed Document Number20226
Deed Book / Page205 / 385
Prior Transfer DateApr 21, 2008
Prior Transfer Doc0005900201
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address17 CLAY ST, ERLANGER, KY 41018-1709
Transaction TypeMortgage
Record UpdatedMay 22, 2024
Title CompanyNOT AVAILABLE, EMPORA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6455 CANAL TRCE, BURLINGTON, KY 41005-6413

Mortgage

Document Number0005900050
DateMay 1, 2024
Book PageKCM545/1
Instrument24050105900050
Lender
NameDOMINION FINANCIAL SERVICES LLC A MARYLA
Address32 SOUTH ST, BALTIMORE, MD 21202
Agreement
TypeLine of Credit

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 16, 2022
Property Address17 CLAY ST, ERLANGER, KY 41018-1709
Document Number0005900006
Book / Page205 / 385
Map ReferencePL 67
Instrument DateDec 9, 2022
Instrument22121605900006
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 CLAY ST, ERLANGER, KY 41018-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address6455 CANAL TRCE, BURLINGTON, KY 41005-6413

Mortgage

Document Number0005900007
DateDec 16, 2022
Book Page428/622
Instrument22121605900007
Lender
Name17 CLAY ST PERSONAL PROPERTY TRUST
TypeNon-Lending Institution
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueDec 31, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,400 (-) Land $25,000 Building $109,400$134,400 (-) Land $25,000 Building $109,400
2025$1,772.00 (+1.55%)$134,400 (-) Land $25,000 Building $109,400$134,400 (-) Land $25,000 Building $109,400
2023$1,745.00$134,400 Land $25,000 Building $109,400$134,400 Land $25,000 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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